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Around the 12 minute mark Sal discusses the P/E of a bank account versus a stock, as a means for comparing potential returns. Yet, if there is no dividend, how  The dark blue line in the second chart above tracks the price-to-earnings ratio for those S&P 500 companies, called the net income multiplier (NIM) in real estate transactions. The light blue shading in the top chart track earnings as a percent of total price, a figure analogous to the rate of capitalization, or cap rate , by real estate investors.

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